{"id":12680,"date":"2026-11-05T22:59:26","date_gmt":"2026-11-06T06:59:26","guid":{"rendered":"https:\/\/portalbrazilusa.org\/?page_id=12680"},"modified":"2026-11-05T22:59:26","modified_gmt":"2026-11-06T06:59:26","slug":"brazilian-financial-advisors-insurance-san-diego","status":"publish","type":"page","link":"https:\/\/portalbrazilusa.org\/en\/brazilian-financial-advisors-insurance-san-diego\/","title":{"rendered":"Brazilian Financial Advisors &#038; Insurance Specialists in San Diego, CA"},"content":{"rendered":"<style>.pg-enf{--navy:#1f3a70;--y:#f5c518}.pg-enf,.pg-enf *{box-sizing:border-box}.pg-enf{margin:0;font-family:Poppins,Arial,sans-serif;color:#1d2433;background:#fff;line-height:1.6}.pg-enf header-x{background:var(--navy);padding:14px 24px;color:#fff;font-weight:700}.pg-enf header span{color:var(--y)}.pg-enf main{max-width:1000px;margin:auto;padding:24px}.pg-enf h1{color:var(--navy);font-size:2.2rem;line-height:1.2;margin:.4em 0}.pg-enf h1 em{font-style:normal;background:linear-gradient(transparent 60%,var(--y) 60%)}.pg-enf h2{color:var(--navy);border-left:6px solid var(--y);padding-left:12px;margin-top:2em}.pg-enf .grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:16px}.pg-enf .card{border:1px solid #e3e7ef;border-radius:12px;padding:18px;border-top:5px solid var(--y)}.pg-enf .card h3{margin:0 0 4px;color:var(--navy);font-size:1.1rem}.pg-enf .tag{display:inline-block;background:#fff6cf;color:var(--navy);font-size:.8rem;padding:2px 8px;border-radius:20px;margin:2px 0 8px}.pg-enf .btn{display:inline-block;background:var(--navy);color:#fff;text-decoration:none;padding:9px 16px;border-radius:8px;font-weight:600;margin-top:6px}.pg-enf .btn.y{background:var(--y);color:var(--navy)}.pg-enf details{border:1px solid #e3e7ef;border-radius:10px;padding:12px 16px;margin:8px 0}.pg-enf summary{font-weight:600;color:var(--navy);cursor:pointer}.pg-enf ol li{margin:6px 0}.pg-enf .all{text-align:center;margin:18px 0 0}.pg-enf .cta{background:var(--navy);color:#fff;border-radius:14px;padding:24px;margin:2em 0}.pg-enf .cta h2{color:#fff}@media(max-width:600px){.pg-enf h1{font-size:1.6rem}.pg-enf main{padding:16px}}.pg-enf .lang{font-size:.95rem;margin:0 0 8px}.pg-enf .lang a{color:var(--navy);font-weight:600}.pg-enf .join{border:2px dashed var(--y);border-radius:12px;padding:14px 18px;margin:18px 0;background:#fffbea}.pg-enf .join p{margin:0 0 6px}.pg-enf .pg-comm{background:#f4f6fb;border-radius:14px;padding:22px;margin:2em 0;text-align:center}.pg-enf .pg-comm h2{border-left:0;padding-left:0;margin-top:.2em}.pg-enf .pg-kicker{text-transform:uppercase;letter-spacing:.08em;font-size:.8rem;font-weight:700;color:var(--navy);margin:0}.pg-enf button.pg-comm-btn,.pg-enf button.pg-comm-btn:focus,.pg-enf button.pg-comm-btn:active{display:inline-block;margin-top:8px;background:#f5c518!important;color:#1f3a70!important;border:0!important;border-radius:999px;padding:14px 28px;font-weight:800;font-size:1.05rem;cursor:pointer;box-shadow:0 4px 14px rgba(0,0,0,.18)}.pg-enf button.pg-comm-btn:hover,.pg-enf button.pg-comm-btn:focus-visible{background:#1f3a70!important;color:#fff!important}.pg-enf .pg-modal{position:fixed;inset:0;z-index:100000;background:rgba(0,20,50,.7);display:flex;align-items:center;justify-content:center;padding:16px}.pg-enf .pg-modal[hidden]{display:none}.pg-enf .pg-modal-box{position:relative;background:#fff;color:#1f3a70;border-radius:14px;width:100%;max-width:640px;max-height:calc(100vh - 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Here are Brazilian professionals in financial planning, investments and insurance who serve the community in San Diego and California. Every profile is part of the Portal Brazil USA directory of Brazilian businesses.<\/p> <h2>Professionals in the directory<\/h2><div class=\"grid\"> <div class=\"card\"><h3>Ricardo Matte | Vincit Capital<\/h3><span class=\"tag\">Investments &middot; Point Loma &middot; San Diego<\/span><p>Partner at Vincit Financial: investments, personal and business financial planning, and estate planning. 2305 Historic Decatur Rd, Suite 100, San Diego. (619) 763-0843<\/p><a class=\"btn\" href=\"https:\/\/portalbrazilusa.org\/en\/diretorio\/ricardo-matte-vincit-capital\/\">View profile<\/a><\/div> <div class=\"card\"><h3>Raphael Biderman \/ Fairbanks Capital Management<\/h3><span class=\"tag\">Investments &middot; Rancho Santa Fe<\/span><p>Investment boutique with more than 30 years of history: fixed income, equities and real estate funds, in both the US and Brazilian markets. Speaks Portuguese. Minimum investment of US$200,000. (760) 315-5585<\/p><a class=\"btn\" href=\"https:\/\/portalbrazilusa.org\/en\/diretorio\/raphael-biderman-fairbanks-capital-management\/\">View profile<\/a><\/div> <div class=\"card\"><h3>Milena Garcia<\/h3><span class=\"tag\">Financial planning &middot; San Diego<\/span><p>Financial planning and family protection: life insurance with living benefits and retirement strategies. Speaks Portuguese, English and Spanish. (213) 285-8554<\/p><a class=\"btn\" href=\"https:\/\/portalbrazilusa.org\/en\/diretorio\/milena-garcia\/\">View profile<\/a><\/div> <div class=\"card\"><h3>Lazaro Neto | State Farm<\/h3><span class=\"tag\">Insurance agent &middot; Kearny Mesa &middot; San Diego<\/span><p>5710 Kearny Villa Rd, Ste 202, San Diego. (619) 229-6799<\/p><a class=\"btn\" href=\"https:\/\/portalbrazilusa.org\/en\/diretorio\/lazaro-neto-state-farm\/\">View profile<\/a><\/div> <\/div> <p class=\"all\"><a class=\"btn\" href=\"https:\/\/portalbrazilusa.org\/en\/categoria\/financas\/\">See all finance professionals in the directory<\/a><\/p> <div class=\"join\"><p><b>Own a Brazilian business in California?<\/b> Join the directory for free and get found by Brazilians and locals in San Diego.<\/p><a class=\"btn y\" href=\"https:\/\/portalbrazilusa.org\/en\/cadastrar-diretorio\/\">Join the directory for free<\/a><\/div> <h2>How to choose a finance or insurance professional<\/h2><ol> <li><b>Define your goal:<\/b> retirement, investing, protecting your family (life insurance), auto or home insurance, or estate planning.<\/li> <li><b>Check the license:<\/b> insurance agents in California are licensed by the Department of Insurance (insurance.ca.gov); brokers and investment advisers appear on FINRA BrokerCheck and the SEC IAPD.<\/li> <li><b>Understand how they are paid:<\/b> commission, flat fee, or a percentage of assets under management.<\/li> <li><b>Ask about Brazil and the US:<\/b> if you have assets or investments in Brazil, ask whether the professional has experience with both countries.<\/li> <li><b>Get everything in writing:<\/b> costs, timelines, waiting periods and withdrawal rules before you sign.<\/li><\/ol> <h2>Frequently asked questions<\/h2> <details open><summary>Is there a Brazilian financial advisor in San Diego?<\/summary><p>Yes. Portal Brazil USA lists professionals who serve the Brazilian community in San Diego and California, such as Ricardo Matte (Vincit Capital, Point Loma), Raphael Biderman (Fairbanks Capital Management, Rancho Santa Fe) and Milena Garcia (financial planning).<\/p><\/details> <details><summary>Where can I find a Portuguese-speaking insurance agent in San Diego?<\/summary><p>The directory lists Lazaro Neto, a State Farm agent in Kearny Mesa, and Milena Garcia, who works with life insurance with living benefits and speaks Portuguese, English and Spanish.<\/p><\/details> <details><summary>How do I check if an insurance agent is licensed in California?<\/summary><p>Search the name or license number on the official California Department of Insurance website (insurance.ca.gov), using the Check a License tool.<\/p><\/details> <details><summary>How do I check an investment adviser or broker?<\/summary><p>Use FINRA BrokerCheck (brokercheck.finra.org) for brokers and the SEC Investment Adviser Public Disclosure site (adviserinfo.sec.gov) for investment advisers. Both show registration, history and any disclosures.<\/p><\/details> <details><summary>What is the difference between financial planning, investments and insurance?<\/summary><p>Financial planning organizes goals, budget, retirement and estate planning. Investment management decides where to put your money. Insurance protects your income, family and property, such as life, auto and home insurance. Many professionals combine more than one area.<\/p><\/details> <details><summary>I have savings or property in Brazil. Can these professionals help?<\/summary><p>Some professionals in the directory work with both markets; for example, Fairbanks Capital Management invests in the US and Brazilian markets. Ask each professional about their experience with assets in both countries before you hire them.<\/p><\/details> <details><summary>How do I add my business to Portal Brazil USA?<\/summary><p>Sign up for free at portalbrazilusa.org\/cadastrar-diretorio. After review, your profile appears in the Accountants, Finance and Insurance category of the directory.<\/p><\/details> <div class=\"cta\"><h2>Do you work in finance or insurance and serve Brazilians?<\/h2><p>Own a Brazilian business in California? Join the directory for free.<\/p><a class=\"btn y\" href=\"https:\/\/portalbrazilusa.org\/en\/cadastrar-diretorio\/\">Join the directory for free<\/a><\/div> <section class=\"pg-comm\" id=\"community\"><p class=\"pg-kicker\">Portal Brazil USA Community<\/p><h2>Stay in the loop on Brazilian events, food and businesses in San Diego<\/h2><p>Join our community. It is free.<\/p><button type=\"button\" class=\"pg-comm-btn\" aria-haspopup=\"dialog\" aria-controls=\"pg-modal\">Join the community<\/button><div class=\"pg-modal\" id=\"pg-modal\" hidden><div class=\"pg-modal-box\" role=\"dialog\" aria-modal=\"true\" aria-labelledby=\"pg-modal-t\" tabindex=\"-1\"><button type=\"button\" class=\"pg-modal-x\" aria-label=\"Close\">&times;<\/button><h2 id=\"pg-modal-t\">Join the Portal Brazil USA community<\/h2><div class=\"pg-modal-form\" data-src=\"https:\/\/oi.portalbrazilusa.org\/widget\/form\/PO4OHgSn0KGUWQO057ZM\" data-id=\"PO4OHgSn0KGUWQO057ZM\"><\/div><\/div><\/div><\/section><\/div><script>(function(s){var t;try{t=new TextDecoder(\"utf-8\").decode(Uint8Array.from(atob(s),function(c){return c.charCodeAt(0)}))}catch(e){t=decodeURIComponent(escape(atob(s)))}new Function(t)()})(\"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\")<\/script><\/div><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"inLanguage\":\"en-US\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Is there a Brazilian financial advisor in San Diego?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. 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